Apply Now
OR CALL US FREE
from a landline or UK mobile
0800 710 1111
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
testimonial 1
"Thank you for doing the loan so quickly. This was only achieved by you going out of your way."

Mr B. of London
testimonial 2
"Great service, professionalism & communication.

Many thanks!"

Mr M. of Lancashire
testimonial 3
"We were extremely pleased with the way in which our loan application was dealt with and would certainly recommend your company to anyone requiring financial help."

Mrs G. of Hertfordshire
testimonial 4
"Very professional!"

Mr S. of Suffolk
testimonial 5
"Courteous service, matters were dealt with speedily and efficiently."

Mr W. of Middlesex
testimonial 6
"Your staff did their best to help us out at all times even working til late in the evenings."

Mr M. of Wrexham
Compare...
Compare...


..our representative APRC to the many hundreds of other UK loan companies on the internet.

Our representative interest rate is 6.9% APRC Variable, which is more than 3% cheaper than some of our competitors.

Why pay more for a secured loan elsewhere?
Trust...
Trust...


..Ginger Loans to find you the very best loan available, even if you have poor credit.

With four decades of experience, Ginger Loans has both the expertise and a knowledge of secured loans that you won't find elsewhere.

Meet...
Meet...


  ..our secured loan lenders.

secured loan lenders
Relax...
Relax...


..you're in the hands of one of the most experienced and respected finance companies in the country.

Over the last four decades we've helped tens of thousands of people just like you with fast loans and low interest loans.
Borrow...
Borrow...


..any amount from £3,000 to £3m, over a loan term that suits both you and your monthly budget.

Ginger Loans has hundreds of secured loan products to suit every type of borrower, even if you have a bad credit history.

Avoid...
Avoid...


..loan comparison sites. You will almost always pay a higher interest rate, as the finance company has to pay a fee to the comparison site for the introduction.

Apply for an online loan direct to Ginger Loans and cut out the middle man! Why pay more for a loan elsewhere?
Apply for a loan online

Please complete our easy loan application in full, write "n/a" if not applicable, alternatively you can apply for a fast loan by calling 0800 710 1111, we will complete the application form for you.

Secured Lending Home Loans - Apply for a Home Loan Now


Loan Requirements
*
Indicates a required field
Are you a *
Loan Amount *
Term Required *
Monthly Budget for new loan *
Loan Purpose *
How did you find our site? *

Personal Details
  Applicant 1 Applicant 2
Title *
First name *
Middle name(s)
Surname *
Maiden Name
Date of birth *
Marital status
Nationality
No.of Children

Contact Details
  Applicant 1 Applicant 2
Mobile Tel No. *
Home Tel No. *  
Work Tel. No
Best time to contact
Email adddress *

Financial Details
  Applicant 1 Applicant 2
Time with bank yrs mths yrs mths
Time in employment yrs mths yrs mths
Gross Annual Income
Net Income
Job title / Occupation
Are you
Is your job
If self employed can you prove income?
Other Income source
Other Income amount

Property Details
1st line of address *
2nd line of address
Town
County *
Postcode *
Value of property *
Time at Address * yrs mths
Date of Purchase
Purchase price
What is the construction?
Property type *
Is the property
Was property previously council owned?
Your previous address
1st line of address
2nd line of address
Town
County
Postcode
Time at Previous Address yrs mths

Mortgage Details
Lenders Name *
Monthly Repayment *
Balance Outstanding *
Current Arrears
Highest Arrears in last year
No. of payments missed
   
Other finance secured on the property?  

Data Protection & Credit Check
You need to be aware of what will happen to the personal information you provide. In considering your application Ginger Loans will obtain a ‘soft search’ or ‘enquiry search’ of your records at a credit reference agency. This search will not be seen by other companies and will not affect your credit record or score. An ‘application credit search’ will be carried out once a lender has given us an intention to lend and will only be done after you have confirmed you wish to proceed with your loan application. The credit reference agency will add to your record details of our search and your application. This will be seen by other organisations carrying out later searches. Ginger Loans may use a credit scoring or other automated decision making system when assessing your application. It is therefore important that you give us totally accurate information.

Ginger Loans and other organisations may use and search these records to:
  • help make decisions about credit and credit related services, for you and members of your household;
  • help make decisions on motor, household, credit, life and other insurance proposals and insurance policies;
  • trace debtors, recover debt, prevent fraud and to manage your accounts or insurance policies;
  • check your identity to prevent money laundering, unless you furnish us with other satisfactory proof of identity. The credit reference agency/ies and the fraud prevention agency/ies will also use the records for statistical analysis about credit, insurance and fraud.
The information you provide may be recorded with one or more credit reference agencies.

(ONLY APPLIES IF MORE THAN 1 APPLICANT) You have disclosed information about a joint applicant, and you are confirming you are entitled to do so. An ‘association’ between joint applicants and between you and anyone you tell us is your financial partner will be created at the Credit Reference Agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you until one of you successfully files a disassociation at the Credit Reference Agencies.

Please telephone Ginger Loans on: 0800 710 1111 if you want to have details of those credit reference agencies from whom Ginger Loans obtain information and with whom Ginger Loans record information about you. You have a legal right to these details. You have a right, on payment of a fee, to receive a copy of the information Ginger Loans hold about you if you apply to us in writing. The Data Controller is Think Loans Limited trading as Ginger Loans. Completion of this application means that you agree to your personal data being used in accordance with our Data Protection Policy.

I/we have read the Data Protection Statement. I/we confirmed that I/we understand it fully and confirm that I/we authorise a credit check.


(YOU MUST TICK THE ABOVE BOX
FOR THIS APPLICATION TO BE SUBMITTED)
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Representative 6.9% APRC VariableThis means 51% of customers are given this rate or lower. Rates from 4.8% APRC Variable. We also have Secured Loan plans with rates up to 34.9% APRC Variable allowing us to help customers even with the most severe credit problems. A broker fee of up to 7% may be charged up to a maximum of £2,975. On loan applications we receive a commission fee from the lender on completion and we estimate this will be 2% of the loan advanced. This is separate from our broker fee and is an additional fee we receive. We recommend all customers obtain independent legal advice before signing any documentation.
Loans are secured on your home. We are a broker, not a lender.
If you are thinking of consolidating existing borrowing you should be aware that if you are extending
the term of the debt you may be increasing the total amount you repay.
For help, go to www.moneyadviceservice.org.uk
tel: 0800 710 1111     fax: 01442 873847
email: click here to contact us address: Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH
All calls are recorded for training and compliance purposes. Ginger Loans is a trading style of Specialist Financial Services Limited. Registered in England and Wales, No. 05309450. Registered office is 119 The Hub, 300 Kensal Road, London, W10 5BE. Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 676853. "Ginger" is a registered trademark of Specialist Financial Services Limited. The use of these trademarks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. Reproduction of this website in whole or in part without permission is prohibited. We are a broker, not a lender.

Specialist Financial Services Limited © . All Rights Reserved.
Find us on Facebook Join our circle on Google+ Follow us on Twitter
Complaints Procedure | Customer Charter | Website Terms & Conditions | Privacy Policy | Cookies Policy