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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Cookies Policy


Security
Specialist Hub does not accept responsibility for the security of emails outside our area of control, including e-mails we may send to you; once an email has left our area of control we cannot guarantee its security. If you request an email containing your personal information, we may request you provide us with additional information to verify your identify and to give your authority to send that information to you.

Cookies
We store information that we collect through cookies, log files, clear gifs, and/or third parties to create a profile of our users.

When setting a cookie on our site, we allocate each visitor a Unique Reference which follows them throughout the site. This Unique Reference is logged along with referring domain information; your email address is only logged in the event that you make a loan application. If you do not make a loan application, only your referring domain information is stored.

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

To opt out of being tracked by Google Analytics across all websites (not just our own) visit http://tools.google.com/dlpage/gaoptout.

Like most standard web site servers, we also use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyse trends, administer the site, track users movement in the aggregate, and gather broad demographic information for aggregate use.

On occasion, we may employ a software technology called clear gifs that help us monitor the effectiveness on certain marketing and advertising which we do across the internet. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users.

Cookies in detail:

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Representative 6.9% APRC VariableThis means 51% of customers are given this rate or lower. Rates from 4.8% APRC Variable. We also have Secured Loan plans with rates up to 34.9% APRC Variable allowing us to help customers even with the most severe credit problems. A broker fee of up to 7% may be charged up to a maximum of £2,975. On loan applications we receive a commission fee from the lender on completion and we estimate this will be 2% of the loan advanced. This is separate from our broker fee and is an additional fee we receive. We recommend all customers obtain independent legal advice before signing any documentation.
Loans are secured on your home. We are a broker, not a lender.
If you are thinking of consolidating existing borrowing you should be aware that if you are extending
the term of the debt you may be increasing the total amount you repay.
For help, go to www.moneyadviceservice.org.uk
tel: 0800 710 1111     fax: 01442 873847
email: click here to contact us address: Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH
All calls are recorded for training and compliance purposes. Ginger Loans is a trading style of Specialist Financial Services Limited. Registered in England and Wales, No. 05309450. Registered office is 119 The Hub, 300 Kensal Road, London, W10 5BE. Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 676853. "Ginger" is a registered trademark of Specialist Financial Services Limited. The use of these trademarks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. Reproduction of this website in whole or in part without permission is prohibited. We are a broker, not a lender.

Specialist Financial Services Limited © . All Rights Reserved.
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